Step 5 - The statements tray

Every refund followed until the provider reverses it.

Refund Tracker links each refund given at the counter or online to the reversal from the provider, and to the adjustment in your settlement. It shows which refunds are complete, which are still waiting and which were never reversed at all.

Refund TrackerWeek of 26 Oct · 146 refunds
Live
Reversed128
Within TAT6
Not reversed12
RefundOutletMethodGivenReversalAge
RF-20981 · ₹8602Card26 OctAdjusted 27 Oct1 d
RF-20994 · ₹3206UPI27 OctAdjusted 28 Oct1 d
RF-21017 · ₹1,5404Card29 OctAwaiting batch2 d
RF-21002 · ₹2,1001UPI27 OctNot found5 d
RF-21009 · ₹7409Gateway28 OctNot found4 d
Refunds not reversed within the provider's timeline are raised for follow-up.
What it covers

Inside Refund Tracker

Counter and online refunds

Refunds from the POS, the gateway dashboard and delivery platforms in one list, each tied to its original sale.

Reversal matching

Each refund is matched to the provider reversal and the deduction in the next settlement.

Ageing by provider

Days since the refund was given, against the usual timeline of each provider.

Cash refunds for digital sales

Spot cash handed back for a card or UPI sale that was never reversed, a common source of double loss.

Failed transaction reversals

UPI and card debits that failed at the counter, checked against the regulator's turnaround times for auto-reversal.

Follow-up list

A ready list of unreversed refunds per provider, with references, for your team to raise.

How it works

Four steps, every morning.

1

Refund recorded

Pulled from the POS, gateway or platform with the original bill reference.

2

Reversal searched

Provider files are scanned for the matching reversal or negative settlement line.

3

Settlement checked

The adjustment is confirmed in the settlement and in the bank credit.

4

Open items raised

Refunds without a reversal after the expected time are flagged for follow-up.

In detail

What Refund Tracker answers

  • Has this customer's refund actually been sent?
  • Which refunds were deducted twice?
  • Which outlets give the most counter refunds?
  • Which provider is slowest to reverse?
  • How much refunded money is still in transit?
  • Which failed debits have not auto-reversed?
Questions

About Refund Tracker

Can it tell a refund from a chargeback?

Yes. Refunds you initiate are tracked here. Disputes raised by the cardholder or bank go to the Chargeback Desk.

Does it work for partial refunds?

Yes. Partial and multiple refunds against one bill are matched to the original sale and to each reversal.

Can store staff search a refund?

Yes. Outlet managers can look up a refund by bill number, amount or date when a customer calls.

23:59 Closing time · all outlets

The counter is quiet. Every dot is green.

Outlet 1Gariahat
Outlet 2Salt Lake
Outlet 3Park St
Outlet 4Rabindrapally
Outlet 5Ballygunge
Outlet 6New Town
Outlet 7Dum Dum
Outlet 8Howrah
Outlet 9Behala
Sales ₹42.6 LMatched 41,286 / 41,286Left open ₹0

Reconcile your first month free. One month of payments, up to 3 outlets, every feed connected.